Mortgage Fraud Examiners is a project of Lex Consulting, LLC. For over 30 years, Lex Consulting has provided litigation support to attorneys, helping them break into new areas of practice, or providing specialized advice for complex cases requiring novel approaches to the law. Due to the recent housing crisis, Mortgage Fraud Examiners was created to provide borrowers and the legal community with comprehensive assistance to help keep them in their homes.
Part of the work we specialize in at Instant Law Partner is post-conviction relief; that is, analyzing convictions forensically for ways to overturn them. We've been doing forensic review of documents for thirty-five years, we're not some "Johnny come lately," that popped up last year claiming to do "forensic loan audits."
Moreover, attorneys, that use our services, will tell you that we are the leading authority on foreclosure defense, despite all of the blogs claiming that status. Why? Because we know what works, and what does not--period!
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This is also due to the over appraising of homeowners' properties and the mortgage industry's pervasive carelessness, haste, and downright fraud in recent years. The industry is also plagued by companies that claim to provide a "forensic loan audit" that may help you to stop foreclosure processes but in reality those companies are simply recalculating the loan and they have no ability to affect the outcome. You already know from the news that during the refinancing craze and the real estate boom over the last decade, lenders were shoveling mortgages out the door as fast as they could. There was not much oversight and a forensic loan audit wasn't as important before that point in time. Mortgages are routinely sold multiple times, often too quickly and without proper documentation, leading to a greater legal mess. That's why a loan audit is now more important than ever. Appraisers have been complicit too. Many appraisers artificially inflate property values to help lenders justify predatory loans and receive repeat business.